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Buy bonus points and miles with these November promotions

Nov. 06, 2025
10 min read
Happy young afro american man holding credit card while shopping online using laptop computer at home
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Editor's Note

This is a recurring post, regularly updated with new information and offers.

Flying, staying at hotels and spending on credit cards aren't the only ways to earn valuable points and miles. You can also buy them directly from loyalty programs — but at a steep cost. It generally only makes sense to purchase points and miles when a discount or bonus offer is available, and, even then, you should do it strategically.

This roundup of points and miles promotions walks you through the current offers on purchasing airline miles and hotel points, including some that may be targeted. But first, when does it make sense to buy points and miles?

Should you buy points and miles?

man talking on phone while on laptop
ROB LEWINE/GETTY IMAGES

There are a few things to consider before taking advantage of points and miles promotions.

First, buying points and miles — even on sale — is not always a good deal, as the price you'll pay is often much higher than the value you can get. We always recommend calculating the price per point or mile and comparing it to our current valuations. You're generally better off earning them for "free" through flights, stays, travel rewards credit cards and other means.

However, buying points and miles during good promotions can make sense for those who have tapped out their credit card options and can get high value from their rewards, or when you need a few more points to lock in a specific redemption. We generally only recommend buying points or miles if you have an immediate use in mind, in which case the purchase might save you thousands of dollars. We don't recommend stockpiling your loyalty rewards, as programs frequently undergo unexpected devaluations.

With that said, here are some current promotions for buying points and miles, and our take on whether they're worthwhile. We've done the math for you, but keep in mind that our per-point prices are before tax, which will add a minimal amount.

Related: What are points and miles worth? TPG's current valuations

Promotions for buying airline points and miles

airline seat reclining
OCTAVIAN LAZAR/ISTOCK/GETTY IMAGES

Air Canada Aeroplan (targeted)

  • Current promotion: Up to a 30% discount
  • Purchase rate: As low as 1.86 cents per point
  • TPG November 2025 valuation: 1.4 cents per point
  • End date: Nov. 19
  • Buy Aeroplan points

Air Canada's latest offer is tiered, and you may need to log in to your account to see the best rate. We've seen a 15% discount on purchases of 3,000 points or more, 20% off 15,000 points or more, 25% off 30,000 points or more, and 30% off when you buy at least 40,000 points. The highest bonus drops the cost to around 1.86 cents per point based on the current exchange rate. That's well above our November 2025 valuation, so we recommend skipping this offer in most cases.

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American Airlines AAdvantage

  • Current promotion: A 10% to 40% discount
  • Purchase rate: As low as 2.25 cents per mile
  • TPG November 2025 valuation: 1.65 cents per mile
  • End date: Unknown
  • Buy AAdvantage miles

American Airlines AAdvantage is offering up to a 40% discount on miles, depending on how many you buy. You must purchase at least 3,000 miles to get the lowest 10% discount, and you'll get the maximum discount of 40% when you buy 151,000 miles or more, dropping the price to 2.25 cents per mile. This is significantly higher than TPG's current valuation of American miles, but buying American miles for specific high-end awards could still make sense.

Lufthansa Miles & More

  • Current promotion: A 50% bonus
  • Purchase rate: As low as 1.41 cents per mile
  • End date: Nov. 30
  • Buy Lufthansa miles

Lufthansa Miles & More sells miles in "bundles," which include other perks like bonus miles earned on your next hotel stay or car rental and discounts on Priority Pass membership. Throughout the month of November, you can earn 50% more miles when you purchase a bundle, reducing the price to 1.41 cents per mile for the largest bundle (150,000 miles with the bonus). That's not a bad deal, as long as you already have a use in mind for the miles you buy.

Southwest Airlines Rapid Rewards (targeted)

Southwest Airlines' 85,000-point welcome offer* on its consumer cards isn't the only deal going on for Southwest Rapid Rewards members. These offers may vary, but we've seen a 45% discount when you buy at least 2,000 Rapid Rewards points. The sale price of 1.65 cents per point is still above TPG's current valuation of 1.4 cents, so purchasing points will only make sense if you're planning a redemption soon.

*The Southwest Rapid Rewards® Plus Credit Card (see rates and fees), Southwest Rapid Rewards® Premier Credit Card and Southwest Rapid Rewards® Priority Credit Card (see rates and fees) offer 85,000 points after you spend $3,000 on purchases in the first three months from account opening.

The information for the Southwest Rapid Rewards Premier has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

United Airlines MileagePlus (targeted)

  • Current promotion: A 100% bonus
  • Purchase rate: 1.75 cents per mile
  • TPG November 2025 valuation: 1.4 cents per mile
  • End date: Nov. 25
  • Buy United miles

United has launched a new set of personalized offers, including a bonus of 100% on purchases of at least 5,000 miles. That's not as good as it sounds — you'll still pay significantly more than our current valuation — but it could be handy if you're short a few miles for a great redemption.

Promotions for buying hotel points

RITZ-CARLTON GRAND CAYMAN
THE RITZ-CARLTON, GRAND CAYMAN

Choice Privileges

Choice Privileges is running a tiered offer for 30% bonus points when you purchase 4,000-plus points, 35% bonus points on 8,000-plus points and 40% bonus points on 14,000-plus points. The lowest you'll pay is roughly 0.74 cents per point, which is still above our valuation, but it could make sense if you're short a few points for your next redemption.

Hilton Honors (targeted)

  • Current promotion: Up to 100% bonus points
  • Purchase rate: As low as 0.5 cents per point
  • TPG November 2025 valuation: 0.5 cents per point
  • End date: Nov. 21
  • Buy Hilton Honors points

With this offer from Hilton Honors, you can get up to a 100% bonus on the points you buy, allowing you to essentially pay half price per point. Offers may vary, but we've seen a 100% bonus on purchases of at least 5,000 points — meaning you could take advantage of this great deal even if you only need a few thousand points.

You'll pay only 0.5 cents per point with this bonus, in line with TPG's valuation, so it could be a good idea to buy the points you'll need for your next redemption. For instance, you could purchase the 110,000 points needed for a night at the Waldorf Astoria Riviera Maya in Mexico for only $550 during this promotion — a great deal considering cash rates start at around $650 per night.

Marriott Bonvoy (targeted)

  • Current promotion: 30% to 35% bonus points
  • Purchase rate: As low as 0.93 cents per point
  • TPG November 2025 valuation: 0.7 cents per point
  • End date: Dec. 7
  • Buy Marriott Bonvoy points

This Marriott Bonvoy offer appears to be targeted, so yours may look different. We've found a 30% bonus when you purchase at least 2,000 points and a 35% bonus on 40,000 points or more. This drops the price to as low as 0.93 cents per point — not a great deal, considering we value Marriott points at 0.7 cents each in the wake of the program's recent devaluation — so we wouldn't advise purchasing points in most circumstances.

World of Hyatt (targeted)

Check your World of Hyatt account to see if you have a targeted offer (hopefully better than this one). We've seen a paltry 20% discount on purchases of 5,000 points or more. That gives you a purchase price of 2.1 cents per point, well above our current valuation, so we'd only recommend taking advantage of this promotion if you need a few extra points for your next redemption.

Which credit card should you use to buy points and miles?

Most of these promotions are processed through Points.com rather than directly by the hotel or airline, so you won't earn bonus rewards with most travel rewards cards. Instead, you'll want to use an everyday spending card that offers a solid return on nonbonus spending.

The main exception to this rule is American Airlines. This airline reportedly codes mileage purchases as airfare, so you may want to use a credit card that earns bonus miles on airfare for the highest return when buying AAdvantage miles.

Or, if you're working toward a minimum spending requirement to earn a welcome bonus on a new card, using that card may be the way to go.

Remember that you could incur foreign transaction fees on some cards when buying points or miles from a program abroad. So, you may want to use one of the following cards:

Bottom line

Buying points and miles isn't always a good idea, but it can make sense in some situations — especially if you can take advantage of a promotion. In most cases, it's best to have a specific redemption in mind and confirm award availability before considering paying for points and miles.

Featured image by XAVIER LORENZO/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Best for dining at restaurants
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review
Apply for American Express® Gold Card
at American Express's secure site

Rewards

1 - 4X points
4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
3XEarn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
2XEarn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.

Intro offer

As High As 100,000 points. Find Out Your Offer.
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Annual Fee

$325

Recommended Credit

Excellent to Good
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.

Pros

  • 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
  • 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
  • Packed with credits foodies will enjoy
  • Solid welcome bonus

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.
Apply for American Express® Gold Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
Best for dining at restaurants
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
3XEarn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
2XEarn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Intro Offer
    You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

    As High As 100,000 points. Find Out Your Offer.
  • Annual Fee

    $325
  • Recommended Credit
    Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    Excellent to Good

Why We Chose It

There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.

Pros

  • 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
  • 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
  • Packed with credits foodies will enjoy
  • Solid welcome bonus

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.