What is the best gas rewards program for saving at the pump?

There are many ways to save on gas purchases. And as fuel prices rise and summer road trips grow closer, these savings can become even more valuable.

In addition to using one of the best gas credit cards — or a cobranded card offered by your favorite nearby gas station chain, if it provides better value — joining fuel rewards programs can also be worthwhile.

In this article, we'll discuss fuel rewards programs available across most or all of the U.S., with no paid memberships or requirements to carry specific credit cards. This means we may miss your favorite regional or local gas station's rewards program, and we won't discuss the discounts available to members of warehouse clubs (such as Sam's Club and Costco). Read on for an overview of some of the most popular fuel rewards programs.

Comparison of the best gas rewards programs

Before we dive into each program, here's a quick comparison of the best gas rewards programs:

Related: The best gas credit cards to add to your wallet

BP Earnify

The BP Earnify program lets you earn points and enjoy fuel discounts at BP and Amoco stations when you pay with the app, swipe a linked payment card or enter your loyalty ID (linked phone number) at the pump. Specifically, the program lets you save 5 cents per gallon, earn 1 point per dollar spent on fuel and earn 2 points per dollar spent at the convenience store.

You can redeem points for savings at the pump or in the convenience store. Redemption options vary, but users report they can often redeem 200 points for a $2 discount on fuel or in-store purchases. This makes BP Earnify points worth about 1 cent each. Just keep in mind that points typically expire after three months of account inactivity.

Casey's Rewards

The Casey's Rewards program lets you earn 5 points per gallon of fuel at Casey's stations, and 10 points per dollar spent on in-store or online orders with Casey's. Plus, you'll earn double points on all whole pizzas from Casey's, and new members get 10 cents off per gallon on their first fuel purchase (up to 20 gallons).

You can redeem 250 points for $1 in Casey's Cash, a fuel discount of 5 cents per gallon (on up to 20 gallons in a single purchase) or a $1 donation to a local school, so each point is worth 0.4 cents. Your points expire if you don't make a Casey's Rewards purchase for a year, but redeemed rewards (like Casey's Cash and fuel discounts) expire 30 days after you earn them.

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Chevron Texaco Rewards

The Chevron Texaco Rewards program offers 5 points per gallon of Chevron or Texaco fuel when you make the fuel purchases via the app or enter your account phone number at the pump or in-store at the register. You can also earn points through in-store and achievement offers, which vary; you can find them on the program's website or app.

New members enjoy 25 cents off per gallon on their first five visits. You can also redeem points for discounts on qualifying fuel purchases at participating Chevron and Texaco locations, up to 500 points for 50 cents off per gallon (on up to 25 gallons in a single purchase). If you purchase 25 gallons of fuel when redeeming 500 points, each point is worth 2.5 cents. However, keep in mind that rewards expire after just 90 days of account inactivity.

Circle K Inner Circle Rewards

If you don't want to worry about earning and redeeming rewards, the Circle K Inner Circle Rewards program might be for you.

You'll save 25 cents per gallon on your first five fuel-ups at participating Circle K stations once you join Inner Circle Rewards. After that, you'll save 3 cents per gallon on up to 35 gallons per day if you spend less than $500 on gas at participating Circle K stations per year. If you spend $500 or more, you'll save 5 cents per gallon on up to 35 gallons per day.

Inner Circle Rewards members can also benefit from 79-cent Polar Pop drinks (up to 44 ounces) and current member challenges, which are available on the website or app. With the challenges, you can save money on gas once you meet specific thresholds or goals.

Exxon Mobil Rewards+

The Exxon Mobil Rewards+ program lets you earn 3 points per gallon on regular gas and 6 points per gallon on premium gas. Plus, you'll earn 2 points per dollar spent on other purchases at participating Exxon and Mobil stations.

However, AARP members earn an additional point per gallon at the pump and per dollar in the store. Plus, Frequent Filler members earn an additional point per gallon at the pump and 2 points per dollar in-store. To earn Frequent Filler status, you must have purchased 100 or more gallons of Synergy fuel in either the current or previous calendar month.

Be sure to enter your birthday in your Exxon Mobil Rewards+ profile, and you'll earn 100 bonus points each year on your first eligible purchase in your birth month.

Each point is worth 1 cent, and you can redeem for savings in-store or at the pump. However, you must redeem at least 100 points at a time, and unredeemed points expire at the end of the calendar year after the one in which you earned them. So, points you earn in 2026 will expire Dec. 31, 2027.

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Kroger Fuel Points

The Kroger Fuel Points program lets you earn when shopping at the more than 20 regional brands within the Kroger family of stores, including popular brands like Ralphs, Fred Meyer, King Soopers and Harris Teeter. TPG writer Augusta Stone says she enjoys racking up points on her grocery hauls, as the program offers 1 point per dollar spent on most groceries.

Plus, you can earn 25 points per non-federally-funded prescription filled, 1 point per dollar on out-of-pocket costs for federally funded prescriptions and 75 points per 90-day prescription filled. You'll also earn 2 points per dollar spent on select gift cards; plus, you can earn by engaging in qualifying activities with participating Kroger Play brands or via promotional Fuel Events.

You'll get a discount of 3 cents per gallon when filling up at Kroger Family of Stores Fuel Centers if you don't redeem points. Meanwhile, you can redeem points at Kroger Family of Stores Fuel Centers and participating Shell locations at a rate of 10 cents off per gallon (for a single fill-up of unleaded, midgrade, premium, diesel or E85 fuel of up to 35 gallons) for 100 points. You can redeem up to 1,000 points per transaction at Kroger Family of Stores Fuel Centers, while each redemption at participating Shell locations is capped at 100 points.

Points expire at the end of the month following the one in which you earn them. So, points that you earn in March expire at the end of April.

Love's Rewards

The Love's Rewards program for casual (nonprofessional) drivers lets you earn points at Love's locations when you scan your barcode at the pump or inside the store. Specifically, you'll earn 1 point per gallon of fuel and 2 points per dollar spent in-store (plus 2 additional points per dollar spent on Love's-branded items and freshly made meals and snacks).

Love's Rewards members enjoy a discount of 10 cents per gallon on gas and a discount of up to 25 cents per gallon on auto diesel. Plus, Love's Rewards members also benefit from a buy-four, earn-one promotion on any size fountain or coffee drink.

You can redeem points at a rate of 1 cent each toward food, drinks and in-store merchandise and at Love's-owned restaurants. Love's Rewards points expire after six months without earning or redemption transactions.

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Shell Fuel Rewards

The Shell Fuel Rewards program lets you earn discounts on fuel via various methods. However, all Shell Fuel Rewards savings are limited to 20 gallons of fuel per purchase, per vehicle.

You can earn status in the Fuel Rewards program, which unlocks additional discounts. Specifically, Silver members save 3 cents per gallon, Gold members save 5 cents per gallon and Platinum members save 10 cents per gallon.

You'll start with Silver status, but you can earn Gold status by filling up six times with main-grade fuel or three times with Shell V-Power premium gasoline within each three-month qualification period. You can earn Platinum status once you fill up 12 times with main-grade fuel or six times with Shell V-Power premium gasoline. Each fill-up must be at least 10 gallons to count toward earning status.

TPG Director of Travel Content Eric Rosen says he enjoys getting up to a 15-cents-per-gallon discount each Tuesday by stacking the weekly T-Mobile Tuesdays discount (which gives a code worth 5 cents off per gallon for up to 20 gallons) with Shell Fuel Rewards status (which gives up to a 10-cents-per-gallon discount).

You can also earn additional fuel discounts when you make in-store purchases at Shell stations, dine at participating restaurants and pay with a linked card (a 10 cents-per-gallon discount for every $50 spent), and shop with a linked participating grocery loyalty program (such as Giant Flexible Rewards, Stop & Shop Go Rewards, Save Mart Rewards, Lucky Rewards and Hy-Vee Perks). You can also link your AAA or AARP membership to save 5 cents per gallon on fill-ups.

Through the end of 2026, new Shell Fuel Rewards members who sign up through a special offer enjoy a 10-cents-per-gallon discount on their first fill-up, a 20-cents-per-gallon discount on their second fill-up and a 30-cents-per-gallon discount on their third fill-up — although all three fill-ups must be within 60 days of signing up for the program.

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Speedway Speedy Rewards

The Speedway Speedy Rewards program lets you earn 10 points per gallon of fuel and 20 points per dollar spent on merchandise. Plus, you can earn bonus points on select items each month through special deals, so be sure to check the website or app regularly.

The value of Speedy Rewards points depends on how you redeem them. For example, you could redeem 1,000 points for any size fountain drink, a Speedy Freeze or a Speedy Cafe Large Pizza; 4,375 points for a 25-cents-per-gallon discount on fuel; or 30,000 points for a $25 Amazon gift card. So, be sure to compare your options before you redeem.

Speedy Rewards points expire once your account is inactive for at least nine months.

Sunoco Go Rewards

The Sunoco Go Rewards program lets you save 3 cents per gallon on up to 35 gallons per transaction when you pay for fuel through the Sunoco app. However, for a limited time, you can save 13 cents per gallon on up to 35 gallons per transaction when you link your bank account in the Sunoco Go Rewards app, set Sunoco Pay as your preferred payment method and purchase fuel using your linked bank account.

You can also earn discounts on gas when you use your favorite grocery store's loyalty card at the pump. However, unlike most of the other fuel rewards programs in this article, the Sunoco Go Rewards program won't provide any value unless you're willing to pay for fuel through its app.

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7Rewards

The 7Rewards program gives members a discount of 3 cents per gallon on gas when they press the 7Rewards button at the pump and enter their phone number before fueling.

There may be opportunities for new and existing members to unlock additional fuel savings, too. For example, TPG Senior Editorial Director Nick Ewen uses 7Rewards and said, "I signed up for text messages, and I'll get discounts at least a couple of times a month. Last Thursday, I got a text offering 11 cents off per gallon on my next two fill-ups. I activated it and just have to punch in my cell number at the pump."

You can also earn 10 7Rewards points per dollar spent on select in-store purchases at 7-Eleven stations (excluding fuel) when you scan your 7Rewards barcode or enter the phone number registered to your 7Rewards account at checkout. However, you can only redeem points for in-store purchases — not fuel. They expire if you don't earn or redeem points for 90 days. Points are worth 0.1 cents each, so 1,000 points can get you $1 off an in-store purchase.

Bottom line

Most fuel rewards programs offer discounts on fuel or let you earn rewards on fuel purchases — and some even let you do both. The ability to stack discounts from various sources makes the Shell Fuel Rewards program popular. But honestly, I recommend just enrolling in the programs associated with the gas stations you frequent most. And if you often take road trips, consider choosing one or two programs that offer enough stations along your route and tend to provide the services you need.