The best credit card welcome bonuses of April 2026
Editor's Note
If you haven't evaluated your credit card portfolio lately, now is a great time to do so.
That's because we regularly update this roundup to feature top welcome bonuses from cards that made the cut for our best credit cards list. Earning new card bonuses is the fastest way to accumulate a stash of points and miles, so if you're working on building up your credit card reward currency, it's likely that one of the options below might be a good fit for you.
Since many issuers have restrictions on how often you can earn a bonus on a card, it's important to time your application for when there's a solid offer. Also, higher bonuses don't always stick around for long, so if you're considering one of these offers, you'll want to hop on it sooner rather than later.
If you're not ready to add a higher-end credit card, consider these great starter cards or even one with a 0% introductory annual percentage rate.
The best credit card offers of April 2026
| Card | Welcome offer | Welcome offer value* | Annual fee |
|---|---|---|---|
Earn 200,000 bonus points after spending $20,000 on purchases in the first three months of card membership. | $4,000 | $895 (see rates and fees) | |
Find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $12,000 on purchases in the first six months of card membership. (Welcome offers vary and you may not be eligible for an offer.) | Up to $3,500 | $895 (see rates and fees) | |
Earn 100,000 bonus points after spending $15,000 on purchases in the first three months of card membership. | $2,000 | $375 (see rates and fees) | |
Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $6,000 on purchases in the first six months of card membership. (Welcome offers vary and you may not be eligible for an offer.) | Up to $2,000 | $325 (see rates and fees) | |
Earn three free night awards (valued at up to 50,000 points each) after spending $6,000 on purchases in the first six months of card membership. Plus, earn an additional two free night awards after spending an additional $3,000 ($9,000 in total) within the first six months. (Certain hotels have resort fees.) | Up to $1,875 (if you maximize the full value of all five free night awards) | $125 (see rates and fees) | |
Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 on purchases in the first 90 days from account opening. Plus, receive a 50% flight discount code for a qualifying future flight after opening your new account. | $1,750 (including the value of the Global Companion Award) | $395 | |
Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening. Plus, upon approval, you'll receive a $250 Capital One Travel credit to use during your first year. | $1,638 (including the travel credit) | $95 | |
Earn three free night awards (valued at up to 50,000 points each) after spending $3,000 on purchases in the first three months from account opening. Plus, earn an additional free night award after spending a total of $4,000 on purchases in the first four months from account opening. (Certain hotels have resort fees.) Additionally, earn up to $100 in statement credits (up to $50 biannually) after spending $500 on eligible airline purchases. | Up to $1,600 (including the statement credits) | $95 | |
Earn 200,000 bonus points after spending $6,000 on purchases in the first six months of card membership.
| $1,500
| $650 (see rates and fees) | |
Earn 50,000 bonus points and Gold status after making $4,000 in nonhousing purchases in the first three months from account opening. Plus, receive $300 in Bilt Cash upon approval.
| Up to $1,400 (including Bilt Cash) Up to $100 of Bilt Cash earned rolls over to the next year. | $495 (see rates and fees) | |
Earn 100,000 bonus miles and 2,000 Premier qualifying points after spending $5,000 on purchases in the first three months from account opening. | $1,350 (not including the value of the PQPs) | $150 | |
Earn 175,000 bonus points after spending $5,000 on purchases in the first six months of card membership. | $1,313 | $250 (see rates and fees) | |
For a limited time, earn 75,000 bonus miles after spending $5,000 on purchases in the first five months from account opening. | $1,200 | $0 introductory annual fee in the first year; $99 thereafter | |
Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases in the first 120 days from account opening. Plus, receive a 50% flight discount code for a qualifying future flight after opening your new account. | $1,120 | $95 |
*Welcome offer value is determined using TPG's April 2026 valuations and is not provided by, nor reviewed by the issuer.
American Express Business Platinum Card
This business card stands out not only for its extremely valuable welcome offer but also for travel perks that can easily cover the card's $895 annual fee.
Cardmembers enjoy automatic Gold status in both the Hilton Honors and Marriott Bonvoy loyalty programs (enrollment required), along with some of the best lounge access perks of any business card out there.
As far as earning rates go, cardmembers earn 5 points per dollar spent on flights and prepaid hotels booked on amextravel.com and 2 points per dollar spent on eligible purchases in select business categories and eligible purchases of $5,000 or more (up to $2 million of these purchases per calendar year, then 1 point per dollar spent).
To learn more, read our full review of the American Express Business Platinum.
Earn 200,000 bonus points after spending $20,000 on purchases in the first three months of card membership.
Apply here: The Business Platinum Card from American Express
American Express Platinum Card
Often referred to as the king of the premium travel rewards cards, the Amex Platinum offers a slew of benefits for an annual fee of $895.
Cardmembers enjoy perks like automatic elite status with Hilton Honors, Marriott Bonvoy and Leaders Club from Leading Hotels of the World (enrollment required), plus some of the best airport lounge access of any card for eligible cardmembers.
Cardmembers also enjoy 5 points per dollar spent on flights booked directly with airlines or with American Express Travel® (on up to $500,000 in purchases per calendar year, then 1 point per dollar spent), 5 points per dollar spent on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases.
To learn more, read our full review of the American Express Platinum.
Find out your offer and see if you're eligible for as high as 175,000 bonus points after spending $12,000 on purchases in the first six months of card membership. (Welcome offers vary and you may not be eligible for an offer.)
Apply here: American Express Platinum Card
American Express Business Gold
The Amex Business Gold is a fantastic card for business owners looking to maximize earnings from a single card.
It has 4-point-per-dollar spent earning categories that automatically reflect your highest spending areas (on the top two eligible spending categories each billing cycle; capped at $150,000 in combined purchases each calendar year, then 1 point per dollar spent).
To learn more, read our full review of the Amex Business Gold.
Earn 100,000 bonus points after spending $15,000 on purchases in the first three months of card membership.
Apply here: American Express Business Gold Card
American Express Gold
The Amex Gold card is a favorite of many TPG staffers, largely thanks to its terrific earning rates on dining at restaurants worldwide and groceries at U.S. supermarkets (subject to spending caps).
It earns at the following rates:
- 4 points per dollar spent on dining at restaurants worldwide (first $50,000 in purchases per calendar year, then 1 point per dollar spent)
- 4 points per dollar spent at U.S. supermarkets (first $25,000 in purchases per calendar year, then 1 point per dollar spent)
- 3 points per dollar spent on flights booked with airlines or on AmexTravel.com
- 2 points per dollar spent on prepaid hotels and other eligible travel purchases booked through AmexTravel.com
- 1 point per dollar spent on other eligible purchases
The card also offers multiple dining statement credits to help offset its relatively manageable annual fee of $325.
To learn more, read our full review of the American Express Gold.
Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $6,000 on purchases in the first six months of card membership. (Welcome offers vary and you may not be eligible for an offer.)
Apply here: American Express Gold Card
Marriott Bonvoy cards
Four Marriott Bonvoy cards are providing standout welcome bonuses to earn either free night awards or a haul of points to boost your next stay with the brand.
The offer on the Bonvoy Business card is especially lucrative if you're eligible for a business card. You can earn up to five free nights after meeting two spending thresholds within six months. With these free night awards valued at up to 50,000 points each, you could get $1,875 in value from this offer alone (so long as you fully maximize each free night; based on TPG's April 2026 valuations).
To learn more, read our full reviews of the Bonvoy Business, Bonvoy Boundless, Bonvoy Brilliant and Bonvoy Bevy.
Apply here: Marriott Bonvoy Business American Express Card Earn three free night awards (valued at up to 50,000 points each) after spending $6,000 on purchases in the first six months of card membership. Plus, earn an additional two free night awards after spending an additional $3,000 ($9,000 in total) within the first six months. (Certain hotels have resort fees.)
Apply here: Marriott Bonvoy Boundless Credit Card Earn three free night awards (valued at up to 50,000 points each) after spending $3,000 on purchases in the first three months from account opening. Plus, earn an additional free night award after spending a total of $4,000 on purchases in the first four months from account opening. (Certain hotels have resort fees.) Additionally, earn up to $100 in statement credits (up to $50 biannually) after spending $500 on eligible airline purchases.
Apply here: Marriott Bonvoy Brilliant American Express Card Earn 200,000 bonus points after spending $6,000 on purchases in the first six months of card membership.
Apply here: Marriott Bonvoy Bevy American Express Card Earn 175,000 bonus points after spending $5,000 on purchases in the first six months of card membership.
Atmos Rewards cards
All three cards in the Atmos Rewards family are providing high-value welcome offers for new cardholders. Any of these cards would be a great choice for frequent Alaska and Hawaiian Air flyers.
The Atmos Summit is the premium option, featuring two Alaska lounge passes each quarter, checked bags and priority boarding for you and up to six guests flying on the same reservation. It also earns an unrivaled 3 points per dollar spent on all foreign transactions.
The Atmos Ascent is excellent for semifrequent Alaska flyers and includes a free checked bag and preferred boarding.
To learn more, read our full reviews of the Atmos Rewards Summit and the Atmos Rewards Ascent.
Apply here: Atmos Rewards Summit Visa Infinite credit card Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 on purchases in the first 90 days from account opening. Plus, receive a 50% flight discount code for a qualifying future flight after opening your new account.
Apply here: Atmos Rewards Ascent Visa Signature credit card Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases in the first 120 days from account opening. Plus, receive a 50% flight discount code for a qualifying future flight after opening your new account.
Capital One Venture Rewards
The Venture Rewards packs a punch for a mid-tier credit card.
It earns a flat 2 miles per dollar spent on all purchases worldwide, but you can earn 5 miles per dollar spent on hotels, vacation rentals and car rentals booked through Capital One Travel. The miles you earn with this card can be transferred to Capital One's 15-plus airline and hotel partners or redeemed through the Capital One Travel portal.
The card stands out for offering an up to $120 application fee credit for Global Entry or TSA PreCheck every four years; many other cards that offer this benefit have annual fees in the hundreds — far more expensive than this card's $95 annual fee.
The Venture Rewards card doesn't charge foreign transaction fees, so you can use the card overseas without paying extra.
To learn more, read our full review of the Capital One Venture Rewards.
Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening. Plus, upon approval, receive a $250 Capital One Travel credit to use during the first year.
Learn more: Capital One Venture Rewards Credit Card
Bilt Palladium Card
The premium Bilt Palladium Card is an excellent choice for those all-in on Bilt. Cardholders will earn 2 points per dollar and 4% Bilt Cash** (as long as you choose to earn Bilt Cash) on all purchases, which guarantees a sky-high 4.4% return on everyday purchases, per TPG's April 2026 valuations.
You'll also receive a $400 Bilt Travel portal hotel credit each calendar year, split into two biannual $200 credits.
**Up to $100 of Bilt Cash earned rolls over to the next year.
To learn more, read our full review of the Bilt Palladium Card.
Earn 50,000 bonus points and Gold status after making $4,000 in nonhousing purchases in the first three months from account opening. Plus, receive $300 in Bilt Cash upon approval.
Apply here: Bilt Palladium Card
United Business Card
The United Business Card is the more affordable of the two United business cards.
It's a good option for small-business owners who want to earn MileagePlus miles and enjoy United perks when traveling.
To learn more, read our full reviews of the United Business card.
Earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening.
Apply here: United Business
Citi / AAdvantage Business World Elite Mastercard
Business owners who are loyal to American Airlines can apply for the Business World Elite Mastercard, which provides solid perks when flying on American, such as free checked bags and high earning rates.
Plus, for a limited time, new cardholders can earn 75,000 bonus miles after spending $5,000 on purchases in the first five months from account opening. Per TPG's April 2026 valuations, that's worth $1,200 in airline fare.
To learn more, read our full review of the AAdvantage Business.
For a limited time, earn 75,000 bonus miles after spending $5,000 on purchases in the first five months from account opening.
Apply here: Citi / AAdvantage Business World Elite Mastercard
Bottom line
The quickest way to earn points and miles is by applying for a new credit card. If any of these offers interest you, act sooner rather than later, as several of these offers are only around for a limited time.
Remember that Chase's 5/24 rule means that it's often best to apply for Chase cards before other issuers' products. If you want some guidance on what card to go for next, here's some help on how to choose the best credit card for you.
For rates and fees of the Amex Business Platinum card, click here.
For rates and fees of the Amex Platinum card, click here.
For rates and fees of the Amex Business Gold card, click here.
For rates and fees of the Amex Gold card, click here.
For rates and fees of the Marriott Bonvoy Business, click here.
For rates and fees of the Marriott Bonvoy Brilliant, click here.
For rates and fees of the Marriott Bonvoy Bevy, click here.