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Best-ever Atmos card offers: Earn bonus points, a Companion Fare and 50% flight discount code

April 01, 2026
8 min read
Alaska Air Agrees to Buy Hawaiian in $1.9 Billion Deal
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Editor's Note

This is a recurring post, regularly updated with new information and offers.

Atmos Rewards is the loyalty program for Alaska Airlines and Hawaiian Airlines, allowing members to earn and redeem points across both carriers. Atmos Rewards points can be used for flights on Alaska and Hawaiian, as well as a range of partner airlines, making it easier to turn everyday spending and travel into award trips around the world.

The program offers three cobranded credit cards — one business and two personal cards. And the current offers on these cards are the highest we've seen, so now is an excellent time to take a look if you've been considering Atmos Rewards in your strategy.

(Note that the 50% flight discount code on the two personal cards is for a qualifying future flight on Alaska or Hawaiian purchased with cash.)

Let's dig deeper into the bonuses available right now and whether they deserve your application.

Atmos Rewards Summit

The Atmos™ Rewards Summit Visa Infinite® credit card features a valuable welcome bonus, useful earning rates and a solid suite of benefits.

Welcome offer: Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 on purchases in the first 90 days from account opening. Plus, receive a 50% flight discount code for a qualifying future flight after opening your new account.

Based on TPG's April 2026 valuations, this bonus is worth up to $1,750 when you include the value of the 25,000-point Global Companion Award. And when you add in the value of the flight discount code, this becomes the best offer we've seen in the card's history.

(Previously, the card offered 100,000 bonus points for a slightly lower minimum spending requirement of $6,000. However, this bonus did not include the flight discount code; offer no longer available.)

Annual fee: $395

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Atmos Rewards Summit card art
THE POINTS GUY

Earning rates:

  • 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases, eligible dining and foreign transaction purchases
  • 1 point per dollar spent on all other purchases

Key benefits:

  • 10,000 status points every year upon account anniversary, plus 1 status point for every $2 spent on the card
  • A 10% rewards bonus on all points earned if you have an eligible Bank of America account
  • A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
  • No foreign transaction fees
  • Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
  • Two Alaska Lounge and two Wi-Fi passes each quarter
  • Up to $120 in statement credits for TSA PreCheck or Global Entry every four years

Why we like it: This welcome offer includes a Global Companion Award, with points redeemable for travel on Alaska, Hawaiian or a partner airline (including Oneworld members) for an award ticket in any class. The 25,000-point award is earned upon account opening and after each card anniversary.

Cardholders can earn a 100,000-point Global Companion Award after spending $60,000 or more in a card anniversary year.

For frequent international travelers, earning 3 points per dollar spent on foreign transaction purchases is an industry first and can help quickly accrue Atmos Rewards points. TPG contributing editor for credit cards Matt Moffitt is based in Spain and uses this card for most of his everyday spending there since they are charged in euros.

To learn more, read our full review of the Atmos Rewards Summit.


Apply here: Atmos Rewards Summit Visa Infinite


Atmos Rewards Ascent

Semifrequent Alaska and Hawaiian flyers who want to pay an affordable annual fee are the target audience for the Atmos™ Rewards Ascent Visa Signature® credit card, a mid-tier option with its own useful perks.

Welcome offer: Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases in the first 120 days from account opening. Plus, receive a 50% flight discount code for a qualifying future flight after opening your new account.

TPG's valuations deem the points-only part of this offer at $1,120. When you add the value of the Companion Fare and the flight discount code, this becomes the highest bonus we've seen offered in the card's history.

(This card's bonus offered a flight discount once before, but it was a lower 30% code; offer no longer available.)

Annual fee: $95

Atmos Rewards Ascent card art
THE POINTS GUY

Earning rates:

  • 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases
  • 2 points per dollar spent on gas, electric vehicle charging stations, cable, streaming services and local transit (including ride-hailing services)
  • 1 point per dollar spent on all other purchases

Key benefits:

  • A 10% rewards bonus on all points earned if you have an eligible Bank of America account
  • A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
  • Ability to earn an annual $99 Companion Fare (plus taxes and fees from $23) after spending $6,000 on purchases within the prior card anniversary year
  • No foreign transaction fees
  • Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)

Why we like it: The Atmos Rewards Ascent is an excellent choice for anyone who flies Alaska or Hawaiian at least a couple of times each year and can find value in the card's perks.

To learn more, read our full review of the Atmos Rewards Ascent.


Apply here: Atmos Rewards Ascent Visa Signature


Atmos Rewards Business

Small-business owners who fly Alaska, this one's for you. The Atmos™ Rewards Visa Signature® Business Card provides perks when you fly with Alaska or Hawaiian, good rewards-earning opportunities and a solid welcome offer for a reasonable annual fee.

Welcome offer: Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases in the first 90 days from account opening.

The points in this bonus are worth $1,120, per TPG's valuations. This matches the card's launch offer, which was the highest bonus we've seen in the card's history.

Annual fee: $70 for the company and $25 per card

Atmos Rewards Business card art
THE POINTS GUY

Earning rates:

  • 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases
  • 2 points per dollar spent on gas, EV charging stations, shipping and local transit (including ride-hailing services)
  • 1 point per dollar spent on all other purchases

Key benefits:

  • $100 off an annual Alaska Lounge+ membership purchased with your card
  • A 10% rewards bonus on all points earned if you have an eligible Bank of America business account
  • A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
  • Ability to earn an annual $99 Companion Fare (plus taxes and fees from $23) after spending $6,000 on purchases within the prior card anniversary year
  • No foreign transaction fees
  • Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)

Why we like it: The Atmos Rewards Visa Signature Business is a great option for business owners who would benefit from the perks related to flying on Alaska and Hawaiian.

The Lounge+ membership discount is only available on the business card, so keep that in mind if lounge access matters to you. However, the Summit does include two lounge passes per quarter, offering occasional access without a full membership.

With a long list of bonus categories and the opportunity to earn an annual Companion Fare, this is a strong option for a relatively low annual fee.

To learn more, read our full review of the Atmos Rewards Business.


Apply here: Atmos Rewards Visa Signature Business


Bottom line

The Atmos Rewards cards are offering new bonuses that allow new cardholders to add a haul of points to their accounts.

  • The Summit suits frequent flyers who want premium perks and faster status earning.
  • The Ascent is ideal for casual Alaska or Hawaiian travelers who value free bags and a lower annual fee.
  • The Business delivers solid rewards and travel benefits for small-business owners at a competitive price point.

If you're ready to maximize this program and collect Atmos Rewards points, collecting one of these offers is a fantastic way to start. These are the highest bonuses we've seen on these cards, so now is a great time to apply.


Apply here: Atmos Rewards Summit Visa Infinite
Apply here: Atmos Rewards Ascent Visa Signature
Apply here: Atmos Rewards Visa Signature Business


Featured image by ERIC THAYER/BLOOMBERG/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

BEST FOR TRAVEL REWARDS
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4.5 / 5
Go to review

Rewards

2 - 5X miles
5X milesEarn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
2X milesEarn unlimited 2X miles on every purchase, every day

Intro offer

Enjoy a $250 travel credit & earn 75K bonus miles
LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel

Annual Fee

$95

Recommended Credit

670-850
Excellent, Good
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

If you’re looking for a credit card that provides simple ways to earn rewards and plenty of ways to redeem them, look no further than the Capital One Venture Rewards card. Cardholders can transfer points to 15-plus transfer partners and use miles to pay for travel purchases. (Partner offer)

Pros

  • Stellar welcome offer of 75,000 miles after spending $4,000 on purchases in the first three months from account opening. Plus, a $250 Capital One Travel credit to use in your first cardholder year upon account opening.
  • You'll earn 2 miles per dollar on every purchase, which means you won't have to worry about memorizing bonus categories
  • Rewards are versatile and can be redeemed for a statement credit or transferred to Capital One’s transfer partners

Cons

  • Highest bonus-earning categories only on travel booked via Capital One Travel
  • LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app
Apply for Capital One Venture Rewards Credit Card
at Capital One's secure site
Terms & restrictions apply. See rates & fees
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4.5 / 5
Go to review

Rewards Rate

5X milesEarn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
2X milesEarn unlimited 2X miles on every purchase, every day
  • Intro Offer
    LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel

    Enjoy a $250 travel credit & earn 75K bonus miles
  • Annual Fee

    $95
  • Recommended Credit
    Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent, Good

Why We Chose It

If you’re looking for a credit card that provides simple ways to earn rewards and plenty of ways to redeem them, look no further than the Capital One Venture Rewards card. Cardholders can transfer points to 15-plus transfer partners and use miles to pay for travel purchases. (Partner offer)

Pros

  • Stellar welcome offer of 75,000 miles after spending $4,000 on purchases in the first three months from account opening. Plus, a $250 Capital One Travel credit to use in your first cardholder year upon account opening.
  • You'll earn 2 miles per dollar on every purchase, which means you won't have to worry about memorizing bonus categories
  • Rewards are versatile and can be redeemed for a statement credit or transferred to Capital One’s transfer partners

Cons

  • Highest bonus-earning categories only on travel booked via Capital One Travel
  • LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app